Net Take-Home Pay Calculator

Estimate take-home pay for 2026/27

Use the calculator to estimate monthly and annual take-home pay from gross salary and the options shown in the tool. Review the deductions and assumptions before comparing two job offers or planning a salary change.

The estimate is for guidance and may not reflect every tax code, Scottish tax band, pension arrangement, student loan, benefit or personal circumstance. Confirm important decisions using your payslip, HMRC guidance or a qualified adviser.